Zopa

We're coining a term to describe what we do. It's called social finance. It means we want to improve the tools of financial services--investments, and loans, and so forth--by allowing people to use them to help themselves, and other people, at the same time. There are lots of variations inside the world of social finance, like online person-to-person ("P2P") lending, which we pioneered in 2005, and the world of international microfinance, which we admire.