That’s a toss up. My favorite question is “What is the name of your favorite childhood teacher?” If this question is an option, I like the lists, if it’s not, I want to write my own! ;)
When you’ve got several accounts (banks, credit cards, etc) keeping track of different questions can be a beating, thus I always try to keep mine standard across accounts.
I know that using the same question everywhere may not be the most secure thing, but we’re always playing the balance between security and convenience. I think convenience wins when it comes to ‘random’ security questions.
I like writing my own also. But I’ve noticed that in a lot of circumstances where we have giving the our customers the ability to write their own or choosing from a list, they choose from the list.
I don’t like security questions at all. In discussions with clients I like to give the example of an estranged spouse, or sibling with a dependency problem as to situations where that security feature can be defeated. Both situations are prime examples of someone having enough knowledge about you to potentially answer the security questions presented.
But to not sound like Mr. Smug Security-guy, I like to make my own question, or when presented with the standard list I make up an answer that’s not “correct”.
My high school was Smallville High, My pet’s name was Lassie, I grew up on Crabapple Cove. :-)
Mark M.
That’s a toss up. My favorite question is “What is the name of your favorite childhood teacher?” If this question is an option, I like the lists, if it’s not, I want to write my own! ;)
When you’ve got several accounts (banks, credit cards, etc) keeping track of different questions can be a beating, thus I always try to keep mine standard across accounts.
I know that using the same question everywhere may not be the most secure thing, but we’re always playing the balance between security and convenience. I think convenience wins when it comes to ‘random’ security questions.
Brad G.
Agree with Mark. I want to write my own.
IE. “What’s my favorite website for bankers?!”
Shameless plug :)
Josh C.
I like writing my own also. But I’ve noticed that in a lot of circumstances where we have giving the our customers the ability to write their own or choosing from a list, they choose from the list.
Eric K.
I don’t like security questions at all. In discussions with clients I like to give the example of an estranged spouse, or sibling with a dependency problem as to situations where that security feature can be defeated. Both situations are prime examples of someone having enough knowledge about you to potentially answer the security questions presented.
But to not sound like Mr. Smug Security-guy, I like to make my own question, or when presented with the standard list I make up an answer that’s not “correct”.
My high school was Smallville High, My pet’s name was Lassie, I grew up on Crabapple Cove. :-)
Shoot. I’ve got to get new answers now.